By John Persinos
With Labor Day fast approaching, let's dive into the mailbag (figuratively speaking). The three-day holiday marks the unofficial end of summer, a transition that seems to put many Americans in a pensive mood. At least, that's always the sense that I get from reader letters this time of year.
Letter writing is a lost art form. Our digital society is characterized by short attention spans and an addiction to smartphone texting. It's hard for an editor to compete with the endorphin rush people get when they hear the "ping" of an incoming text.
That's why I'm so grateful when readers take the time and trouble to write and send me emails. Below are a few representative reader questions. I attempted to answer them with investment advice of universal applicability.
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