2022年12月2日星期五

New Year, New Trades, Try A.I. Today

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Annuities are the Rodney Dangerfield of income investments. They don't get...

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A Reliable Income Choice You're Probably Ignoring
By John Persinos

Annuities are the Rodney Dangerfield of income investments. They don't get no respect.

Many investors ignore the complementary and important role annuities can play in retirement portfolios. However, when you want higher yields than cash and fear what rising rates will do to bonds, consider putting the safe or fixed-income portion of your portfolio in certain types of annuities.

Note that I'm recommending you consider only particular types of annuities. I'm not recommending the high-fee variable annuities that are roundly criticized. Unfortunately, many critics of variable annuities shorten their advice to, "Don't buy annuities."

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