Your 2024 Resolution
I suspect many of you have set one or two New Year's resolutions...
Longtime readers know I'm not a fan of most of the huge resolutions folks make come January 1. But I do believe in taking small steps throughout the year to improve your life.
Wealth is certainly not the be-all and end-all of life, but it is one area of expertise I feel comfortable talking about... More important, everyone can easily make great strides by changing the way he or she thinks about wealth in just a few small ways.
The fact that you are a Health & Wealth Bulletin reader means that you've already taken my first key to wealth to heart. But let me repeat, the key to great wealth is remembering one truth...
No one will care about your wealth as much as you will.
You need to be the one who cares about your wealth and your retirement. No one else will.
The government won't. You can't count on Social Security or the government to pay for your retirement. For decades, the folks in Washington screamed about how broke the fund was. And each year, they took away more and more of what was promised from the money you paid.
For example, make more than $25,000 a year in retirement, and you lose half your payments to taxes. Make more than $34,000, and you lose 85% of it back to the federales in taxes.
This doesn't mean you need to spend all day trading stocks or becoming an expert in finance. You don't need to be an expert, but you need to be financially literate.
Take some time each week to understand more about the world of investing. (If you read us each week, you're already ahead of the game.) But whatever you're doing... reading... or watching... knowledge empowers you.
Why bother? Because no one else will do it for you. The only person who truly cares about the future of you and your family is you.
I've dedicated myself to helping people learn the things that they need to learn. I believe that a year or so of reading my newsletter teaches people how to understand finance and investing.
But as we welcome a new year, you might be feeling a little behind on fully fixing your finances... 2022 was a tough year for investors, and 2023 wasn't much better.
And today, we're on the verge of a pivotal make-or-break moment for investors... and it could literally begin as early as next week.
If you're serious about jumping in early on an opportunity that could transform your financial future forever... then you'll want to tune in for our first emergency briefing of the year next Wednesday.
Click here to reserve your spot.
Here's to our health, wealth, and a great retirement,
Dr. David Eifrig and the Health & Wealth Bulletin Research Team
December 30, 2023
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EMERGENCY 2024 SPECIAL BRIEFING With uncertainty on our readers' minds, we're calling everything else off to begin the new year with an extremely time-sensitive warning from the analyst who has posted more than a dozen 1,000%-plus winners since 2020. He'll reveal what to expect in 2024 and exactly what you should be doing with your money to prepare. Click here for details. | | |
Reader feedback of the week...
*** To the younger generations...
Live below your means. Save as much as you can as early as you can in 401K/Roth/IRA accounts. Best advice I got from my dad was when I was 25 years old. Got a Christmas bonus and he said, "You are going to start an IRA account with that aren't you?" Well no, I was going shopping. To say the least I opened the account and saved as much as I could. Probably could have saved more over the years. Don't just buy stuff. Ask yourself, do you really need the item or just want it. No impulsive buying. I wish I had been more of a minimalist. Still retired comfortably at 66.
Read The Millionaire Next Door. – S.H.
Keep sending your questions, comments, and suggestions our way. We read every e-mail... feedback@healthandwealthbulletin.com.
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Must See: Subscriber's Viral Holiday Video Have you seen this holiday message from one of your fellow readers yet? He retired early thanks to ONE investing idea that doesn't involve stocks... options... or cryptocurrencies. And he has kept on enjoying retirement – worry-free – right through all of the volatility of the past year. The secret? A simple strategy for seeing double-digit annual income... AND triple-digit capital gains... with legal protections (even in an economic crisis). Click here for his holiday update. | | |
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