5 Steps to Prevent Retirement Despair
By John Persinos
Today, I want to put aside my usual coverage of daily market activity to ask an uncomfortable question: Are you afraid of running out of money in retirement? If you answered "yes," you're not alone.
Millions of Americans are terrified of outliving their savings. Our country faces a worsening retirement crisis.
Folk singer Joan Baez (remember her?) once said: "Action is the antidote to despair." Below, I outline specific actions you can take now, to ward off retirement despair.
Financial insecurity on the rise…
The pandemic clobbered household finances throughout the country, and the soaring inflation that followed has compounded the pain.
Despite the fact that consumer spending has remained high and that unemployment has remained relatively low, Americans are feeling concerned about their financial security.
In fact, a recent Statista Consumer Insights survey showed that when it comes to American worries, financial concerns top the list.
Take a look:
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