Most Devastating Law Against 401(k)s and Roth IRAs Hits

As one 35-retirement planner said, "this is the most devastating law the US government has enacted in my 35-year plus career."

April 26 View in browser April 26 View in browser As one 35-retirement planner said, "this is the most devastating law the US government has enacted in my 35-year plus career." That's a very strong statement! And damn scary! This recent law is set to significantly reduce the value of 401(k)s… IRAs… (yes, even Roth IRAs)… and even pensions… Everything Americans have worked for…  All that money put away…  And the years spent saving. Yes, American retirees are about to suffer a serious blow thanks to Congress…. But there's something that can be done… Here's How Savvy Retirees Protect Themselves The first biography of Ivan Sirko, written by Dmytro Yavornytsky in 1890, gave Sirko's place of birth as the sloboda of Merefa near the city of Kharkiv. Historian Yuriy Mytsyik states that this could not be the case. In his book Otaman Ivan Sirko[2] (1999) he writes that Merefa was established only in 1658 (more than 40 years after the birth of the future otaman). The author also notes that Sirko later in his life did actually live in Merefa with his family on his own estate, and according to some earlier local chronicles there even existed a small settlement called Sirkivka. However, Mytsyik also points out that in 1658–1660 Sirko served as a colonel of the Kalnyk Polk (a military and administrative division of the Cossack Hetmanate) in Podilia, a position usually awarded to the representative of a local population. The author also gives a reference to the letter of Ivan Samiylovych to kniaz G. Romodanovsky (the tsar's voyevoda) in which the hetman refers to Sirko as one born in Polish lands instead of in Sloboda Ukraine (part of Moscovy). Mytsyik also recalls that another historian, Volodymyr Borysenko, allowed for the possibility that Sirko was born in Murafa near the city of Sharhorod (now in Vinnytsia Oblast). The author explains during that time when people were fleeing the war (known as the Ruin, 1659–1686) they may have established a similarly named town in Sloboda Ukraine further east. Part of a series on Cossacks "Zaporozhian Cossacks write to the Sultan of Turkey" by Ilya Repin (1844–1930) Cossack hosts AmurAstrakhanAzovBaikalBlack SeaBuhCaucasusDanubeDonFreeGrebenKubanOrenburgRedSemirechyeSiberianTerekUralUssuriVolgaZaporozhian Other groups AlbazinanBashkirDanubeJewishNekrasovPersianTatarTurkish History Registered CossacksUprisings KosińskiNalyvaikoKhmelnytskyHadiach TreatyHetmanateColonisation of SiberiaBulavin RebellionPugachev's RebellionCommunismDe-CossackizationCossacks in the SS Cossacks Petro DoroshenkoBohdan KhmelnytskyPetro SahaidachnyIvan MazepaYemelyan PugachevStepan RazinIvan SirkoAndrei ShkuroPavlo SkoropadskyiYermak TimofeyevichIvan Vyhovsky Cossack terms AtamanHetmanKontuszKurinSotniaOseledetsPapakhiPlastunYesaulStanitsaShashkaSzabla vte Further, Mytsyik in his book states that Sirko probably was not of Cossack heritage, but rather of the Ukrainian (Ruthenian) Orthodox szlachta. Mytsyik points out that a local Podilian nobleman, Wojciech Sirko, married a certain Olena Kozynska sometime in 1592. Also in official letters the Polish administration referred to Sirko as urodzonim, implying a native-born Polish subject. Mytsyik states that Sirko stood about 174–176 cm tall and had a birthmark on the right side of the lower lip, a detail which Ilya Repin failed to depict in his artwork when he used General Dragomirov as a prototype of the otaman. Mytsyik also recalls the letter of the Field Hetman of the Crown John III Sobieski (later king of Poland) which referred to Sirko as "a very quiet, noble, polite [man], and has ... great trust among Cossacks".[citation needed] Son of Mykhailo Sulyma, Ivan came from a petty noble (szlachta) family. He was born in Rohoshchi (next to Chernihiv). He served as an estate overseer for Stanisław Żółkiewski and later the family of Daniłowicze who inherited his lands; for that service in 1620 he was awarded three villages: Sulimówka, Kuczakiw and Lebedyn. All the villages today belong to the Boryspil Raion, Kyiv Oblast. His sons included Stepan (died 1659), a captain of Boryspil company, and Fedir (died 1691), a colonel of Pereiaslav regiment. He became popular among the unregistered Cossacks, leading them on campaigns to plunder Crimea and other Ottoman vassal territories. For organizing a revolt on an Ottoman slave galley and freeing Christian slaves[1] he received a medal from Pope Paul V himself. Eventually, Sulyma reached the rank of the hetman, which he held from 1628 to 1629 and 1630 to 1635. In 1635, after returning from an expedition to Black Sea against the Ottomans, he decided to rebel against the Polish–Lithuanian Commonwealth, which at that time controlled most of the Cossack territories, and whose nobility was trying to turn militant Cossacks into serfs.[citation needed] Ivan Sulyma took part in numerous campaigns of Sagaidachny against Tatars and Turks. In particular, it was the famous capture of Kafa (modern Theodosia), the main center of the slave trade on the Black Sea, Trapezont, Izmail, and also two attacks on Tsaregrad. On the night of 3 to 4 August 1635 he took the newly constructed Kodak fortress by surprise, burning it and executing its crew of about 200 people under Jean Marion. Soon afterwards however his forces were defeated by the army of hetman Stanisław Koniecpolski and Sulima was turned over to the Commonwealth by Cossack elders or starshina. Together with several other leaders of his rebellion, Hetman Sulyma was executed in Warsaw on 12 December 1635. At first, the Polish King Władysław IV Waza, known for his friendly attitude towards the Cossacks, was hesitant to execute Sulyma, especially since he was a person upon whom the Pope himself bestowed his medal. However, pressured by the nobility who wanted to show that no rebellions against the 'established order' would be tolerated, the order for an execution was given; after being tortured, Sulyma was cut to pieces and his body parts were hung on the city walls of Warsaw.[2] At Polaris Advertising, we appreciate your feedback and questions. 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